My Wachovia student loan does not show up on credit report, after bankruptcy, any advice?


I viewed my credit report today and I have a student loan through Wachovia and on my report it says that it was included in my bankruptcy and that there is "0" owed. I looked at my Wachovia account and it says it’s in repayment.

Does this mean that I owe it or I don’t? I heard that student loans don’t get discharged but then why is it not listed on my credit report as being owed?

Any advice greatly appreciated.


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